FHA Home Loans

Below are the FHA Home Loan Guidelines and Information Categories available to help you get started:

Mortgage Insurance
FHA insured loans require Mortgage Insurance to protect lenders against losses that result from defaults on home mortgages.

Lending Limits for FHA Loans
FHA mortgage FHA Lending Limits vary based on a variety of housing types and the state and county in which the property is located.

Your Loan Checklist
Before you start the loan process, you'll want to be prepared for the loan application. Have your information organized and ready for your loan officer. Be prepared to pay for property appraisal and a credit report.

Closing Costs
While FHA defines which FHA Closing Costs are allowable as charges to the borrower, the specific costs and amounts that are deemed reasonable and customary are determined by each local FHA office.

Debt to Income Ratios
In order to prevent homebuyers from getting into a home they cannot afford, FHA guidelines have been set in place requiring borrowers and/or their spouse to qualify according to set Debt to Income Ratios.

Credit Issues
An FHA loan applicant's past Credit Performance that demonstrates good credit history and a solid track record of timely payments will likely be eligible for the mortgage.

Down Payment Grants
Down Payment Assistance is offered to many types of applicants who wish to achieve home ownership.



Financial Services Unlimited, Inc.
Client Services: 800-238-9202
11950 SW 2nd St. Suite 300
Beaverton, OR 97005
503-626-8910 - Fax


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